Demaxio Merchant Processing

deMAXio, home of the Cost + $50. We get it because our experience in the credit card processing service business has taught us that merchants speak to each other. That is why we operate with total transparency. That’s why we do what we say.

deMAXio Merchant Services, Inc. is a full-service payment processing acquirer (credit and debit card processor) operating in association with First National Bank of Omaha, Omaha, NE. I started out selling credit card services for them after 9/11. Found myself in a bad time like many American and this was a solid way to make a living. I met with local merchants, explained how credit card processing worked, lowered their rate and answered my phone when they called (usually on a weekend about 4PM) and was tremendously successful. The losers? Their previous processor; the one that did not explain that there were many additional conditions that must be met to get the “great custom pricing special deal” they were told they’d get.

When I lost all my rights and gained all my responsibility at deMAXio we entered this industry and we changed the industry. Our goal remains “to heal the horrible reputation our industry has correctly earned” due to bad organizations promising lower rates, no fee increases and reasonable leases. But delivering higher rates, arbitrary and what would appear to be needless rate increases and leases where the monthly payment is the same as the cost of the equipment.

Even the sales people have been taken advantage of and used as vehicles to line the pockets of greedy owners. These good people made commitments to, you, the merchant, and were unable to keep their word because of the company they represented.

Agents and merchants have lost confidence in credit card processing companies, banks, and most financial institutions. We are changing this. Because if you are dumb enough to think you can change an industry, you probably will.

We introduced the new market model: Fixed pricing above the cost from the Visa, MasterCard, and Discover card associations. There is controllable costs and uncontrollable cost in credit card processing. These uncontrollable costs are commonly referred to as “Interchange”; the issuing card companies capture this “Interchange Cost” as revenue. They also pay dues to be a part of the Visa and MasterCard Brand Associations. This is passed on to merchants, too: as it should. This is not where the problem with high merchant fees comes from for small and mid sized merchants. It comes from the selling organization. Visa and MasterCard are just brands.

deMAXio offers you this very low, predictable price of $50 to handle your processing. Most likely, you will not find a lower way to pay to accept plastic while receiving such phenomenal service.
You are the reason we exist. If we can’t get you excited enough to refer a friend it’s much harder for us to grow our business. We think it’s less expensive to provide great customer service and agent sales support. Your sales person is not only our voice, they are yours. And we offer all of the products you need to accept electronic plastic payments quickly, accurately, securely and economically.
We are here to serve you and our/your sales representatives. Simple. People, Service then the profit comes.

Work with us and see how wonderful it can be to have a sales person and company that care deeply about your needs and whether you stay or go. Join deMAXio today.

Success to the small and medium businesses of America!

SCOTT A. HARDY
Chief Executive Officer
deMAXio Merchant Services, Inc.
shardy@demaxio.com